$450 Home Warranty Gift Card!

Bobby Fenner
Published on March 28, 2017

$450 Home Warranty Gift Card!

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What Is A Home Warranty? A Home Warranty is a contract that homeowners can purchase that will cover certain appliances and systems in the home. It is not to be confused with homeowners insurance which covers the house itself and your personal items and property. 

Owning a home is a great achievement but at the same time, it comes with responsibilities. Repairs & regular maintenance are some of the things that you will have to deal with as a homeowner. However, many First Time Homeowners are not always prepared for some of the issues they may run into with their appliances or even housing structure. For example you could wake up one morning to find out that your hot water heater has broken down and its 32 degrees outside. Everything in your house has a limited life cycle so it’s a good idea to be prepared when things need fixing or replacing.

How Does A Home Warranty Work? The Home Warranty works almost like an extended warranty or insurance policy you would buy for your flat screen TV or Smartphone. It covers the costs for replacing or repairing many things that may at some point cease functioning in your home. Typically, payment for these plans can cost from $300 to $900 per year.

The only thing that you will have to do is contact your home warranty provider either by phone or by submitting a ticket online. The Home Warranty provider will then contact a company or contractor they have a contract with. If it’s a plumbing problem, the warranty will contact a plumbing company and the company will then send someone to correct the problem by either repairing it or replacing the broken item all together. All the repair or replacement costs will be covered by your home warranty premium and you will only be required to make a small co-payment for every occurrence.

Who Should Buy A Home Warranty? Home Warranties are especially good for any and all first time home buyers who are usually accustomed to renting. These former renters may often be so inclined to call the landlord every time a problem arises. Your new home warranty provider will essentially take over the role of your former landlord. These home owners often work for long hours and may not have the time or energy to call around and find an electrician or a plumber to get appropriate estimates from. Having to wait through the 12-4pm window for the repair person to come to your house may also not be so appealing.

Repairs whether expected or unexpected may be too costly and you may have to go through a rather lengthy process before you get the problem resolved. You can avoid having to deal with this process on your own by setting up a Home Warranty.

Home Warranties are not limited to only Gen X/Y and other first time Homebuyers. Homeowners at any age can buy a Home Warranty at any time. So there is flexibility when it comes to buying your Home Warranty.

If your home has been inspected, then you have some idea about the life expectancy & condition of most of your appliances and HVAC system. Generally, most appliances have a life expectancy of around 15 or 20 years.

Before you buy a Home Warranty however, you should shop around and compare the cost and coverage plans valuable to make sure that you get the best deal for you.

Bobby Fenner  is a Full Time Realtor with over 30 years experience in the Virginia, Maryland and Washington, D.C. Real Estate Markets. He and his team of Real Estate Pros offer the highest level of service.  If you’re buying or selling a Coastal Virginia home, call (757) 439-5779 or email Bobby@buyorsellhamptonroads.com. We’ll be happy to assist you in your move.

When You Use Our Team, You Qualify For a $450 Home Warranty Gift Card! 

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©2017 REIN, Inc. Information Deemed Reliable But Not Guaranteed.
REIN MLS data last updated at November 18, 2017 6:46 PM ET

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